American Education Services mailing address
To mail a letter or form to American Education Services — which services FFELP and private student loans, including PNC-originated private loans — send it to American Education Services, PO Box 2461, Harrisburg, PA 17105-2461. American Education Services operates under the Pennsylvania Higher Education Assistance Agency (PHEAA) and services FFELP and private student loans, including loans PNC Bank originated before PNC exited student lending in December 2025 — a borrower with a PNC loan writes to AES, not PNC. Use this address for general correspondence, deferment/forbearance and income-driven repayment paperwork, and discharge or forgiveness claims. Payments often go to a separate address, so check your statement or AES's official contact page before mailing one.
American Education Services — correspondence address
American Education Services PO Box 2461 Harrisburg PA 17105-2461
General correspondence, deferment/forbearance and income-driven repayment paperwork, and discharge or forgiveness claims for FFELP and private student loans, including PNC-originated private loans. Confirm before mailing a payment — servicers often use a separate payment-only address or lockbox.
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American Education ServicesPO Box 2461Harrisburg, PA 17105-2461
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Key facts
- This is American Education Services's published correspondence address, taken from its own contact page.
- American Education Services services FFELP and private student loans, including PNC-originated private loans.
- Use it for general correspondence, forms, and claims — not necessarily for payments, which many servicers route to a separate address.
- Include your loan or account number on the form itself, not just the envelope or a cover letter.
- Many forms can also be submitted through the servicer's online account portal, which is usually faster than mail.
- PostPal prints your letter and mails it for you — no printer, envelope, stamps, or post office trip.
How to send your letter
- 1
Check whether it can go through your online account first
Most servicers, including AES, process forms faster through their online borrower portal than by mail. Use paper when a form needs a wet signature, you can't access the portal, or AES has specifically asked you to mail something.
- 2
Include your loan/account number on everything
Write your full name and loan or account number on the form itself and on any cover letter — loose pages that fall out of an envelope are the most common reason mailed paperwork gets delayed or lost.
- 3
Address it to the correspondence office
First line: American Education Services. Then: PO Box 2461. Then the city line: Harrisburg PA 17105-2461.
- 4
Send it with PostPal
Write or upload your letter or form to PostPal with the address above prefilled. We print it, add your return address, and mail it for you — no printer, envelope, stamps, or trip to the post office.
Common questions
What is the American Education Services mailing address?
American Education Services, PO Box 2461, Harrisburg, PA 17105-2461. This is AES's published correspondence address for general mail — forms, letters, and paperwork. Confirm it on AES's official contact page before anything time-sensitive, since servicers sometimes use a different address for payments and can relocate.
What does American Education Services service?
American Education Services operates under the Pennsylvania Higher Education Assistance Agency (PHEAA) and services FFELP and private student loans, including loans PNC Bank originated before PNC exited student lending in December 2025 — a borrower with a PNC loan writes to AES, not PNC.
Can I mail a payment to this address?
Check first — many servicers, including federal loan servicers, route payments to a separate PO box or lockbox from the one used for general correspondence and forms. The address above is for correspondence; look up your specific payment address on AES's official contact page or your monthly statement before mailing a check.
Where do I mail a deferment, forbearance, or income-driven repayment form?
Send it to the address above, addressed to American Education Services. Include your loan or account number on the form itself, since separated cover letters and forms can get processed out of order. Many of these forms can also be submitted through your online account, which is usually faster.
How do I mail American Education Services a letter without a printer?
Write or upload your letter to PostPal. We print it, add your return address, and mail it for you — no printer, stamps, or post office trip needed.
Sources
Addresses verified September 2026 against official sources. Always confirm on the official site before time-sensitive filings.