Where to mail a SageStream report dispute

To dispute an error on your SageStream report by mail, send your letter to SageStream, LLC, LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, GA 30348-5108. SageStream compiles alternative credit data — rent-to-own accounts, subprime auto and installment loans, and other non-traditional credit — used by lenders serving near-prime and subprime borrowers. It is a separate agency from Equifax, Experian, and TransUnion, though it is operated under the LexisNexis Risk Solutions umbrella, which is why its mailing address matches the LexisNexis Consumer Center.

SageStream — mail-in disputes

SageStream, LLC
LexisNexis Risk Solutions Consumer Center
P.O. Box 105108
Atlanta, GA  30348-5108

Disputing inaccurate alternative credit data (rent-to-own, subprime lending) on your SageStream report by mail.

Verified September 2026consumerfinance.gov

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Your name
Your return address

SageStream, LLCLexisNexis Risk Solutions Consumer CenterP.O. Box 105108Atlanta, GA 30348-5108

Your letter, printed and mailed for you.

Key facts

  • Mailed disputes go to SageStream, LLC, LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, GA 30348-5108.
  • SageStream tracks alternative credit data — rent-to-own accounts, subprime auto loans, and other non-traditional lending — not mainstream credit accounts.
  • Near-prime and subprime lenders (auto finance, rent-to-own retailers, some fintech lenders) commonly pull a SageStream report alongside or instead of a traditional credit report.
  • SageStream is operated under the LexisNexis Risk Solutions umbrella, which is why disputes are mailed to LexisNexis’s Atlanta consumer center rather than a SageStream-branded address.
  • You are entitled to a free SageStream consumer disclosure report once every 12 months under the FCRA.

How to send your letter

  1. 1

    Get your SageStream consumer disclosure report first

    Request your free report so you can see exactly which accounts are on file and cite the specific entry you are disputing.

  2. 2

    Write a clear dispute letter

    State your full name and current address, identify the disputed account (lender name and account number), explain why it is wrong, and ask SageStream to correct or remove it.

  3. 3

    Attach copies of your evidence

    Include copies of anything that supports your dispute — a payoff statement, a lease-end letter, or proof of the correct balance. Keep your originals.

  4. 4

    Mail it to SageStream

    Address it to SageStream, LLC, LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, GA 30348-5108. A dated proof of mailing starts the clock on the investigation window.

  5. 5

    Send it without a printer

    Write your dispute in PostPal, attach your evidence as PDFs or photos, and we print, envelope, and mail it via USPS for $5 — with a dated confirmation email as your proof of mailing.

Common questions

What is the mailing address to dispute a SageStream report?

SageStream, LLC, LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, GA 30348-5108. Send a written dispute with copies of any supporting documents.

Why does SageStream share an address with LexisNexis?

SageStream is a specialty consumer reporting agency operated under the LexisNexis Risk Solutions umbrella, so consumer disputes for both are handled at the same Atlanta consumer center — even though they report different information.

What is on a SageStream report?

Alternative credit data not typically found on an Equifax, Experian, or TransUnion report — rent-to-own accounts, subprime auto and installment loans, and similar non-traditional lending relationships.

Is SageStream the same as a traditional credit bureau?

No. SageStream is a specialty consumer reporting agency focused on alternative credit data used by near-prime and subprime lenders. Equifax, Experian, and TransUnion are the traditional nationwide credit bureaus.

Sources

Addresses verified September 2026 against official sources. Always confirm on the official site before time-sensitive filings.

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